Policy Limits for Life Insurance Claim On June 9, 2021, our client suffered an immense loss when his 20-year-old son passed away after drowning in a river on the northside of Chicago. Our client had an accidental life insurance policy for his son with his employer, Amazon.com, where our client was employed. The policy was administered through Prudential. Even though all the circumstances of our client’s son’s death indicated an accidental drowning, and the medical examiner determined the cause of death as drowning, Prudential denied the claim. Prudential put the burden on our client to show how the drowning was accidental since it was unknown exactly how our client’s son entered the river. The insurance company did everything in its power to make a grieving father suffer more and deny his claim due to what it perceived was not sufficient evidence of an accident. Our client then contacted the Life Insurance Attorneys at Gainsberg Injury and Accident Lawyers. Our attorneys filed an appeal under the Amazon.com benefit plan and showed how the evidence pointed to an accidental death, from the police report, the autopsy report, and the clothing that our client’s son was wearing, which indicated he was swimming in the river. Gainsberg Injury and Accident Lawyers, P.C was able to get the insurance company to reverse its denial and pay the entire life insurance benefit owed our client under the life insurance policy.