Policy Limits for Driver in Multi-Vehicle Accident On January 20, 2021, our client was stopped at a 4-way stop sign in Joliet, IL. Another vehicle approached the intersection and failed to stop. That vehicle then attempted a left turn, striking a third vehicle that had stopped and had the right-of-way. The force of that crash caused one of the vehicles to strike our client’s vehicle head-on while her vehicle was stopped. Our client suffered back and neck injuries and a substantial concussion. She was immediately transported to the emergency room and followed up with extensive therapy. She also saw a specialist for her concussion and was diagnosed with concentration and memory issues. Thankfully, our client made a full recovery after several months of medical treatment. Gainsberg Injury and Accident Lawyers secured a policy limits settlement even though the at-fault driver’s insurance company initially denied liability and wrongfully blamed the vehicle that had the right-of-way in the collision.